Terms of Use

By using Compound Interest Calculator (“the site”), operated by Pond Software, you agree to these terms. They're short and written in plain English.

Informational use only

Everything on this site — the calculators, tables, and explanations — is provided for general educational and informational purposes. The tools are free to use for personal, non-commercial planning.

Not financial advice

This site does not provide financial, investment, tax, or legal advice, and nothing here is a recommendation to buy, sell, or hold any investment. The projections describe how a set of assumptions plays out mathematically — they are not personalized to your situation. For decisions that matter, consult a qualified financial professional who can account for your full circumstances.

Accuracy and no guarantee of results

The calculators use standard finance formulas and default assumptions — typically a fixed annual return compounded on a regular schedule. Real-world returns are variable and unpredictable: markets fall as well as rise, and past performance does not guarantee future results. Any figure the site produces is an estimate based on the inputs and assumptions you provide, not a promise of what will actually happen. We work to keep the math and content correct, but we make no warranty that it is complete, current, or error-free. If you spot a mistake, please tell us.

Limitation of liability

The site is provided “as is,” without warranties of any kind. To the fullest extent permitted by law, Pond Software is not liable for any loss or damage arising from your use of, or reliance on, anything on this site. You are responsible for the financial decisions you make.

External and affiliate links

The site links to third-party websites, including affiliate links through the Amazon Associates program. We aren't responsible for the content or practices of those sites. See our affiliate disclosure and privacy policy for details.

Intellectual property

The design, text, and original content of this site belong to Pond Software. You're welcome to reference results and link to pages; please don't republish substantial portions of the content as your own.

Changes to these terms

We may update these terms from time to time. Continued use of the site after a change means you accept the updated terms.

Contact

Questions about these terms? Email hello@compoundinterestcalc.app.